Finances Family Dentistry & Orthodontics In Sterling, VA At Brighter Smile Family Dentistry & Orthodontics, we strive to make dental care as affordable as possible. Not only do we work with CareCredit and Lending Club to make sure you get the treatment you need at an affordable price, as an office we offer interest free payment plans. In Office Plan We offer a range of financing options and will work with you to find what helps in terming of affording your dental situation. We are always upfront and honest about the costs of a procedure in order to help you have a better understanding, as well. Many of our general dentistry procedures, like cleanings and x-rays, are covered by traditional insurance plans. To make this process easier for our patients, we bill the insurance companies directly on your behalf so you don’t have to worry about the details in between. Unfortunately, when it comes to cosmetic procedures, payment and insurance plans can be difficult. A large majority of insurance plans don’t cover cosmetic procedures and very few patients have the out-of-pocket money to afford them. To help solve this, we offer an in office plan that is very inclusive and affordable so you have the ability to receive any procedures that you may want or need. For more information about our in office plan, contact our office. CareCredit For over 30 years, CareCredit has been providing a valuable financing option for treatments and procedures that typically are not covered by insurance, or for times when insurance doesn’t cover the full amount. CareCredit is also used by cardholders to pay for deductibles and co-payments. In some cases, CareCredit is able to extend a six-month, interest-free financing over to patients. This means that patients are able to pay back the cost of the procedure without paying a pennyworth of interest, providing that the payment is completed within six months. They also offer financing terms that vary in length, typically up to a couple of years. This will generally increase the interest rate because of the length of your repayment schedule. The exact financing terms you receive from CareCredit will be determined by a few factors, including: Credit history Cost of the procedure Level of comfort with various options To apply for CareCredit, click here. Lending Club Dental financing that makes you smile. Paying for anything from braces to implants is easy with us. We’re here to help you pay for the treatment your dental professional recommends. With a fast online application and flexible payment plans. To get started with Lending Club, click here.